One of the most common personal injury claims in South Africa is related to motor vehicle accidents resulting in serious injury, disability, or death.
Thankfully, the Road Accident Fund (RAF) exists to compensate injured people, or deceased dependents in cases where the person who caused the accident does not have third party insurance, nor the means to pay the claimant for damages caused.
Although the claim process can be a lengthy one, it’s worth pursuing. Thousands of South Africans have been compensated for loss or damages caused by unfortunate motor vehicle accidents. However, certain documents are required, and must be submitted in order for RAF claims to be successful.
In this article, our personal injury attorneys in Cape Town and Johannesburg share information about these documents, what they are called, and at what stage of the claiming process they should be submitted.
Before gathering, completing, and submitting any of the official RAF forms, it’s important to first gather all the supporting documentation and information that you need in order to claim.
The more supporting documentation and evidence you have to accompany your claim, the higher the chance is of it being successful.
The following is required:
Once you have all of this in place, you can turn your focus to the official RAF forms:
This form aims to provide basic information on:
The RAF 1 form is also accompanied by a medical report from the treating doctor and an affidavit which stipulates the following:
This form must be filled in by all drivers of the vehicles involved in the accident, furnishing details of the accident, and along with it information of witnesses which is commonly requested by the Road Accident Fund.
In the case where general damages are being claimed, the claimant must fill in the RAF 4 form which must prove that the injury sustained is serious enough to be awarded compensation for pain and suffering.
Once you have all the supporting documentation you need (these will differ depending on the nature of your injury as well as what you are claiming for) and filled in the relevant forms, you will need to submit hard-copies to the Road Accident Fund.
Should you fax your documents, you will still be required to issue the RAF with hard copies. Emailed documents are not accepted.
From here, the RAF will determine whether your claim is valid, what the merits of the case are, and the amount of damages or losses suffered.
Always make sure that your forms are filled in correctly and make copies of all the documents for your own record. Once your claim is processed, the legal proceedings will commence.
If you have been a victim of a motor vehicle accident and believe you qualify to claim compensation from the Road Accident Fund of South Africa, our attorneys can assist you throughout the entire process.
Contact us to find out more.
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