Civil Litigation & Debt Collection - Legal Articles — Page 4

 

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Civil Litigation & Debt Collection

The Community Schemes Ombud Service Act of South Africa

There is often conflict when there is shared responsibility for land and building and, the CSOS aims to manage operations and provide efficient and cost-effective methods for dispute resolution within community schemes.

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Strategies for Effective Levy Collection in Sectional Title Schemes

Part of managing and maintaining a section title scheme is collecting levies from the owners on a monthly basis. It’s important to have strategies in place that can help prevent owners from falling behind on more than one payment.

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Debt Review - Lockdown Days are not Counted as Business Days

Debt review works on a timeline that guides consumers, credit providers and attorneys as well as debt counsellors. However, when the 21-day lockdown was announced, the question arose as to whether the days spent in lockdown will count as normal working days or not?

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What is the Debt Collection Procedure in South Africa?

Our courts have certain requirements with regards to debt collection in South Africa. These can be broken down into different stages. In this article our attorneys explain the nine stages for you.

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Late Rent Payments – Can my Landlord Charge me a Late Rent Penalty?

COVID19 has presented us with many issues we have never faced and therefore it’s understandable that there are many misconceptions regarding what is legal and what is not. Unfortunately, these misconceptions have led to many making false legal claims.

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How to Recover Outstanding Levies – The Legal Process in South Africa

This article explains how to recover outstanding levies in South Africa and the legal process that must be followed to do so effectively. It’s of utmost importance that this legal process is followed correctly in order for the collection of outstanding levies to be successful.

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Prescribed Debt in South Africa – Collecting a Debt Years Later

Prescribed debt is debt that is no longer valid as it has not been recognised or pursued by the creditor, nor acknowledged or paid by the debtor for more than 36 months.

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Sectional Title Levy Relief During COVID-19 Pandemic

Owners of homes in sectional title schemes may be seeking sectional title levy relief to help them cope financially during these difficult times, considering they are still liable to pay home loans and other personal debt commitments.

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Outstanding Body Corporate Levies - How Much Interest Can Body Corporate Charge me?

In the same way that trustees determine the levies for the year ahead during their annual general meeting, they also determine what interest rate will be applied to levies in arrears.

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Body Corporate Debt Collection – Can Levy Debt Expire?

It is mandatory for owners or members of the scheme to pay their levies in full and on time to avoid placing the body corporate under unnecessary financial distress.

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