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Entering into a mortgage bond with a co-applicant, be it a partner, family member, or trusted friend, is a familiar occurrence in the realm of homeownership. However, as circumstances evolve, individuals may find themselves contemplating the possibility of terminating their joint liability in the mortgage agreement.
When you sell a property, you are legally required to obtain a rates clearance certificate from your local municipality. The rates clearance certificate (RCC) certifies that all rates and other municipal charges which include electricity, water, sanitation, and/or refuse are paid in full.
In an effort to recover utility arrears, some municipalities have had to resort to unconventional methods of debt recovery. This has primarily been due to the fact that the recovery rates of outstanding rates arrears have been poor.
SARS requires for you to declare all the income your receive from property investments. These are then subject to income tax and also includes all rental income.
It is important for taxpayers to have all the supporting documents needed in order to submit their tax returns.
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